Policy Plans

Policy plans for Insurance, Investment, Tax Saving Pension to suit everyone's need. Every one is having lot of plans for life which has to be converted into reality. Planning is very essential to achieve long term goals. Future is fully dependent on your limit towards spending and saving.  Our country, India is having the second largest population in the World. With more than 120 Crore population, India is expected to surpass China by  by 2024 according to wikipedia.

As our population is expected to grow at an alarming speed, there is a need for life insurance, health insurance and Pension to live peacefully. Today there are 24 Life Insurance companies in India and creating awareness on Life Insurance and its benefits the people.

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Life Insurance not only helps to secure future, it also helps to save for future. Insurance company plans like Endowment Plans, Term Insurance plans, Children Education plans, Money Back policy, Tax Saving plans, Retirement policy, Annuity plans, Group Insurance schemes are helping to a great extent to insure and save for future.

INSURANCE PLANNING

Insurance is an important risk management tool that can protect you and your family from financial hardship caused by unfortunate events. we work with you to identify your risks and implement a cost-effective risk management program that has been developed with your specific circumstances and requirements in mind.



Insurance is required for all those given below :

  • Life
  • Health
  • Personal Accident Insurance
  • Income / liabilities Protection Insurance
  • Child Cover

MUTUAL FUNDS

Funds collected from public who share a common investment objective. This found would be invested in equities, bonds, money market instruments and/or other securities. Investors would be issued units according to the investment they had done. The gain on investment generated from this collective investment is distributed proportionately between the investors after deducting certain expenses, by calculating a scheme’s “Net Asset Value or NAV. Simply put, a Mutual Fund is one of the most flexible investment options for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

 

HEALTH INSURANCE

Health insurance is the insurance which protects from any health emergencies & incurred hospitalization expenses. In this busy and hectic life everybody should have a health insurance policy which can be very useful in emergencies. Health insurance also known as mediclaim policy means medical policy which have the same meaning.



Why Mediclaim policy needed?
  • Every human suffers from some illness or injury in lifetime.
  • Emergencies or illness can come anytime without giving any warning.
  • There are no good facilities in government hospitals whereas private hospitals are too expensive.
  • Doctor’s fees, diagnostic charges as well as the medicines value are too expensive. Health is wealth.

Apart from Life Insurance and future savings, Life Insurance plans help proposers to save tax on premium payment of self, spouse, children & parents. A sum of Rs. 1,50,000/- can be invested under section 80C of Income Tax Act.