Every individual require Health Insurance plan irrespective of salaried or Businessmen. Health Insurance plans more important than Life Insurance plans. Health issues cannot be predicted in advance. Mediclaim expenses sometimes fully erode the life time savings of the family. Considering the current scenario, a cover of minimum Rs. 10 lakhs to 15,00,000/- would be a good support for the family of 2 Adult+2 child.
Health insurance in the last 2 years, has seen many major changes in term of technology and Government. has been a major concern on everybody’s mind. In these years due to huge population and skyrocketing medical treatment cost, whenever a family member is ill, it is a serious time for the rest of the family. As a caring Head of the family, you do not want to let any unfortunate incident to affect you and your family. So why allow any medical emergencies shatter your peace of mind.
LIC Health Insurance plan Jeevan Arogya is a unique non-linked Health plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
Cash less treatment – Mediclaim
Health Insurance clients can get cashless at hospitals preferred by the network hospitals of insurance companies. Hospital charges have touched the sky. No one keep that kind of money ready at all time. Cash less treatment means treatment to the limit of the coverage purchased from the company without paying any charges. A policy holder has to show the member card given by the health Insurance company to avail cashless facility. Later, the insurance company settles the pending bills on behalf of their clients.
This facility is very popular and some times not required to spend out of their pocket expenses.
- Unforeseen Hospitalization
- Bed charges
- Pre hospitalisation and Post Hospitalisation
- Free medical checkups
- Health points for redemption
- Health Awareness programme
Section 80D of Income Tax :
A deduction of Rs. 25,000 is available for Health insurance premium paid. An additional amount of Rs. 30,000 is available in case of mediclaim paid for parents above 60 years.